Technology & Payment Systems Law

Satyam Dwivedi is one of India's foremost technology law practitioners, advising fintechs, payment aggregators, e-commerce companies, and digital platforms on regulatory compliance, RBI guidelines, UPI ecosystem disputes, and data protection under the Digital Personal Data Protection Act 2023 (DPDPA).

Technology and payment systems law in India operates at the intersection of rapidly evolving digital ecosystems and a complex regulatory framework. This practice area covers compliance with the Information Technology Act 2000, the Digital Personal Data Protection Act 2023 (DPDPA), the Payment and Settlement Systems Act 2007, RBI Payment Aggregator Guidelines, NPCI regulations governing the UPI ecosystem, and sector-specific regulations for e-commerce, EdTech, online gaming, and e-pharmacy. Disputes and regulatory proceedings arise before the Delhi High Court, Supreme Court of India, RBI, NPCI, SEBI, and other regulatory bodies. Clients in the technology sector face unique challenges including data localisation requirements, evolving consent management frameworks under DPDPA, payment system interoperability mandates, and licensing requirements that change with each RBI circular. A technology law specialist who understands both the regulatory landscape and litigation strategy is indispensable. Satyam Dwivedi, with experience at Cyril Amarchand Mangaldas and L&L Partners and recognition as a BW Top 30 Under 30 lawyer, has litigated a Payment Aggregator dispute before Delhi High Court involving NPCI and RBI, and advises leading fintechs, payment aggregators, and digital platforms on regulatory compliance and dispute resolution.